Mortgages

Our Credit.com experts are here to help you better understand mortgages so that you can make smarter home loan decisions. Find out what you should consider when shopping for a home loan, plus ways to get the best rates & deals. Learn how to approach re-financing, foreclosures and short sales. Understand how mortgage decisions can affect your credit score.

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Mortgages

10 Tips to Secure the Best Interest Rate on your Mortgage

Article originally published December 13th, 2017. Updated February 16th, 2023. Buying a home is an extensive process. It includes marshaling your assets, reviewing your credit—and potentially trying to improve it—and shopping for a house that meets your wants and needs. That’s all before you enter the process of applying for a mortgage and considering your... Read More

| February 16, 2023

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Underwater On Your Home Option 5: Walk Away / Foreclosure
In this series, Underwater on Your Home?, I describe six possible... Read More

July 14, 2011

Underwater On Your Home Option 4: Short Sale
In this series, I detail six possible ways to deal with an “... Read More

July 13, 2011

Underwater? Negotiating a Settlement On a Second Mortgage
CoreLogic has found that 38% of homeowners with second mortgages ... Read More

July 13, 2011

Financial News Roundup: Homeowners Associations Battle Retirees, Recession Costs Americans Thousands
Today’s top news headlines feature advice on how to fight h... Read More

July 12, 2011

Underwater On Your Home Option 3: Get a Loan Modification
In this series, I detail six possible ways to deal with an “... Read More

July 12, 2011

Underwater On Your Home Option 2: Refinance
[UPDATE: Some offers mentioned below have expired and/or are no l... Read More

July 11, 2011