Mortgages

Our Credit.com experts are here to help you better understand mortgages so that you can make smarter home loan decisions. Find out what you should consider when shopping for a home loan, plus ways to get the best rates & deals. Learn how to approach re-financing, foreclosures and short sales. Understand how mortgage decisions can affect your credit score.

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Mortgages

10 Tips to Secure the Best Interest Rate on your Mortgage

Article originally published December 13th, 2017. Updated February 16th, 2023. Buying a home is an extensive process. It includes marshaling your assets, reviewing your creditโ€”and potentially trying to improve itโ€”and shopping for a house that meets your wants and needs. Thatโ€™s all before you enter the process of applying for a mortgage and considering your... Read More

| February 16, 2023

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New Rewards, Penalties for Mortgage Mods
Having trouble refinancing your mortgage, even though you meet al... Read More

May 5, 2011

Survey Finds Strategic Defaulters Have Good Credit
The debate over strategic defaultโ€” when a homeowner with the a... Read More

April 28, 2011

Fewer Purchase Applications Causes Sizeable Mortgage Market Decline
The number of applications for new home loans fell by a seasonall... Read More

April 27, 2011

Las Vegas Foreclosure Mess Ends in Bitter Duel
What happens when a cityโ€™s entire real estate market collapses,... Read More

April 26, 2011

FICO Releases Research to Profile Strategic Defaulters
Many of us probably know someone who has lost their home in this ... Read More

April 21, 2011

Government to Release New Mortgage Agreement Forms
Elizabeth Warren, the Harvard professor who President Barack Obam... Read More

April 19, 2011