Legal Disclosure    Advertiser Disclosure

Mortgages

Our Credit.com experts are here to help you better understand mortgages so that you can make smarter home loan decisions. Find out what you should consider when shopping for a home loan, plus ways to get the best rates & deals. Learn how to approach re-financing, foreclosures and short sales. Understand how mortgage decisions can affect your credit score.

secure a mortgage

Mortgages

10 Tips to Secure the Best Interest Rate on your Mortgage

Article originally published December 13th, 2017. Updated February 16th, 2023. Buying a home is an extensive process. It includes marshaling your assets, reviewing your credit—and potentially trying to improve it—and shopping for a house that meets your wants and needs. That’s all before you enter the process of applying for a mortgage and considering your... Read More

| February 16, 2023

Credit Tools

View All Mortgages Posts

When it comes to mortgage loans, there’s a special exception for freelancers, business owners, and even Realtors.

Mortgages
Freelancers: Here’s What You Need to Know About Getting a Mortgage
When my husband (then fiancé) and I began preparing to purchase ... Read More

March 28, 2017

Sure, it's a seller market. But getting the best price for your house involves more than just putting down For Sale sign stakes.

Mortgages
50 Things to Do If You Plan to Sell Your Home This Spring
Have you heard? It’s a seller’s market. Well, in most... Read More

March 22, 2017

If you're thinking about buying a home, you'll want to avoid this common mortgage mistake.

Mortgages
This Common Mistake Can Kill Your Mortgage
In order to qualify for a mortgage, you need to show your lender ... Read More

March 21, 2017

The 30% rule is a good place to start, but it’s not always the best gauge of how much should you spend on housing.

Mortgages
Buying a House? You May Want to Avoid the 30% Rule
Ask someone the question, “How much should I spend on a house?â... Read More

March 21, 2017

You're going to need more than just a down payment.

Mortgages
How to Prepare Your Budget for Buying Your First Home
With the beginning of spring and more interest-rate hikes coming ... Read More

March 17, 2017

You're almost ready to close on your new home. Make sure you don't miss anything on your final walk-through with this handy checklist.

Mortgages
Closing on a Home? Here’s a Checklist for Your Final Walk-Through
A few days before you sign the documents to finalize your purchas... Read More

March 15, 2017