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Mortgages

Our Credit.com experts are here to help you better understand mortgages so that you can make smarter home loan decisions. Find out what you should consider when shopping for a home loan, plus ways to get the best rates & deals. Learn how to approach re-financing, foreclosures and short sales. Understand how mortgage decisions can affect your credit score.

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Mortgages

10 Tips to Secure the Best Interest Rate on your Mortgage

Article originally published December 13th, 2017. Updated February 16th, 2023. Buying a home is an extensive process. It includes marshaling your assets, reviewing your credit—and potentially trying to improve it—and shopping for a house that meets your wants and needs. That’s all before you enter the process of applying for a mortgage and considering your... Read More

| February 16, 2023

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Want to make sure you get the home you love? Open up with a heartfelt letter to the seller.

Mortgages
How to Write an Undeniable Offer Letter for Your Dream Home
Buying a home in a competitive market means you need to have all ... Read More

March 14, 2017

If you’re thinking about buying a home or making a similar large purchase, consider playing house first.

Mortgages
The One Thing Everyone Should Do (But No One Does) Before Buying a House
Sometime in my mid-twenties, I decided I wanted to stay in the Ma... Read More

March 10, 2017

Here are nine ways you can lower your monthly mortgage payment.

Mortgages
9 Ways to Lower Your Mortgage Payment
If you’re a homeowner, your mortgage payment might be the large... Read More

March 7, 2017

Having a big chunk of cash to put down on a house is nice, but it's not always required.

Mortgages
Do You Need a Jumbo Down Payment for a Big Mortgage?
Most people will say you need to have excellent credit and a big ... Read More

March 6, 2017

Listing your home at the right time can make the sales process faster and more lucrative.

Mortgages
When Is the Best Time to List Your Home for Sale?
Selling your home can be a long process, but you can potentially ... Read More

March 6, 2017

Cash purchases still dominate in some housing markets. Here's why.

Mortgages
Want to Buy a Home in One of These 17 Markets? You’d Better Have Cash
In 2005, Randy Moss, then a wide receiver for the Minnesota Vikin... Read More

March 2, 2017