Mortgages

Our Credit.com experts are here to help you better understand mortgages so that you can make smarter home loan decisions. Find out what you should consider when shopping for a home loan, plus ways to get the best rates & deals. Learn how to approach re-financing, foreclosures and short sales. Understand how mortgage decisions can affect your credit score.

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Mortgages

10 Tips to Secure the Best Interest Rate on your Mortgage

Article originally published December 13th, 2017. Updated February 16th, 2023. Buying a home is an extensive process. It includes marshaling your assets, reviewing your creditโ€”and potentially trying to improve itโ€”and shopping for a house that meets your wants and needs. Thatโ€™s all before you enter the process of applying for a mortgage and considering your... Read More

| February 16, 2023

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How Much Is the Down Payment on a House: Debunking the Misconceptions
Down payments for conventional home loans can be as low as 3%, an... Read More

May 9, 2023

Home Affordability Programs: Finding Mortgage Relief Options
Are you struggling to meet your monthly mortgage payments? If so,... Read More

March 22, 2023

Fixed Rate Mortgage vs. Adjustable Rate Mortgage (ARM)
So, youโ€™re considering purchasing a home? Thereโ€™s a lot to th... Read More

March 22, 2023

Can an Undocumented Immigrant Get a Mortgage?
Quick answer: Yes, itโ€™s possible for undocumented immigrant... Read More

March 20, 2023

How Student Loans Can Hurt Your Mortgage Application
Whether youโ€™re a parent proudly financing higher education ... Read More

June 6, 2022

Step-by-Step Guide to the Mortgage Approval Process
In July 2021 alone, more than 700,000 new home sales we... Read More

May 9, 2022