Mortgages

Our Credit.com experts are here to help you better understand mortgages so that you can make smarter home loan decisions. Find out what you should consider when shopping for a home loan, plus ways to get the best rates & deals. Learn how to approach re-financing, foreclosures and short sales. Understand how mortgage decisions can affect your credit score.

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Mortgages

10 Tips to Secure the Best Interest Rate on your Mortgage

Article originally published December 13th, 2017. Updated February 16th, 2023. Buying a home is an extensive process. It includes marshaling your assets, reviewing your credit—and potentially trying to improve it—and shopping for a house that meets your wants and needs. That’s all before you enter the process of applying for a mortgage and considering your... Read More

| February 16, 2023

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3 Things You Absolutely Need for a Mortgage
If you’ve never bought a home before or it has been many ye... Read More

August 9, 2016

What Happens When HAMP Expires at the End of This Year?
Nearly 10 million Americans lost their homes in the Great Recess... Read More

August 4, 2016

Is That Refinancing Offer You Got in the Mail a Good Deal?
Picture this: You receive a mortgage offer in the mail for a fixe... Read More

August 2, 2016

Should I Use Home Equity to Pay My Kid’s College Tuition?
Q. What are the pros and cons of a home equity loan instead of a ... Read More

July 31, 2016

Mortgage Rates Are Low. Is it Time to Refinance?
If you’re ready for a lower interest rate or shorter term f... Read More

July 30, 2016

It’s Going to Be Easier to Get a 3% Down Mortgage
HomeReady, the mortgage option that allows borrowers to qualify w... Read More

July 28, 2016