Mortgages

Our Credit.com experts are here to help you better understand mortgages so that you can make smarter home loan decisions. Find out what you should consider when shopping for a home loan, plus ways to get the best rates & deals. Learn how to approach re-financing, foreclosures and short sales. Understand how mortgage decisions can affect your credit score.

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Mortgages

10 Tips to Secure the Best Interest Rate on your Mortgage

Article originally published December 13th, 2017. Updated February 16th, 2023. Buying a home is an extensive process. It includes marshaling your assets, reviewing your credit—and potentially trying to improve it—and shopping for a house that meets your wants and needs. That’s all before you enter the process of applying for a mortgage and considering your... Read More

| February 16, 2023

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Should I Use the Value of My House as My Emergency Fund?
Q. I don’t have an emergency fund, but I have always felt very ... Read More

April 26, 2016

How to Get a Mortgage After a Loan Modification
One of the challenges many homeowners faced in the recession was ... Read More

April 26, 2016

Future Homebuyers Are Waiting to Improve Credit
A lot of potential homebuyers — especially first-time homebuyer... Read More

April 20, 2016

The No-Down-Payment Loan Everyone Wants, But Few Get
One mortgage loan program that’s become popular in recent years... Read More

April 20, 2016

The Common Thread in Recession-Proof Neighborhoods
It may seem obvious why some areas were hit harder than others wh... Read More

April 19, 2016

Mortgage Rates Hit 2016 Low: Is Now the Time to Buy?
Here’s some good news for current house hunters: Mortgage ... Read More

April 18, 2016