Mortgages

Our Credit.com experts are here to help you better understand mortgages so that you can make smarter home loan decisions. Find out what you should consider when shopping for a home loan, plus ways to get the best rates & deals. Learn how to approach re-financing, foreclosures and short sales. Understand how mortgage decisions can affect your credit score.

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Mortgages

10 Tips to Secure the Best Interest Rate on your Mortgage

Article originally published December 13th, 2017. Updated February 16th, 2023. Buying a home is an extensive process. It includes marshaling your assets, reviewing your credit—and potentially trying to improve it—and shopping for a house that meets your wants and needs. That’s all before you enter the process of applying for a mortgage and considering your... Read More

| February 16, 2023

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4 Credit Tips for Buying a Home
This may come as a surprise, but you don’t need a perfect credi... Read More

March 16, 2016

10 Ways to Come Up With a Down Payment
If a home purchase is in your future, now is the time to start ... Read More

March 12, 2016

Why Your Mortgage Might Be Missing From Your Credit Report
Your mortgage is generally reported to the major credit reporting... Read More

March 9, 2016

Have a Massive Mortgage? Here Are Some Tips for Refinancing
If you’re looking to refinance your home and pull out funds... Read More

March 1, 2016

13 Things I Realized After I Bought My First House
As soon as my husband and I pulled up to see the house we’d... Read More

February 29, 2016

How to Get a Mortgage With Only 3% Down
There’s potentially some good news for millions of American... Read More

February 28, 2016