Mortgages

Our Credit.com experts are here to help you better understand mortgages so that you can make smarter home loan decisions. Find out what you should consider when shopping for a home loan, plus ways to get the best rates & deals. Learn how to approach re-financing, foreclosures and short sales. Understand how mortgage decisions can affect your credit score.

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Mortgages

10 Tips to Secure the Best Interest Rate on your Mortgage

Article originally published December 13th, 2017. Updated February 16th, 2023. Buying a home is an extensive process. It includes marshaling your assets, reviewing your credit—and potentially trying to improve it—and shopping for a house that meets your wants and needs. That’s all before you enter the process of applying for a mortgage and considering your... Read More

| February 16, 2023

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Can Consolidating Your Mortgages Save You Money?
Combining your first and second mortgages into one can save you m... Read More

January 13, 2016

Is It Time to Refinance Your Adjustable-Rate Mortgage?
A variable- or adjustable-rate mortgage is a loan where the int... Read More

January 6, 2016

4 Ways You Can Borrow a Down Payment
Planning to buy a home sometime soon? It’s an expensive pro... Read More

January 4, 2016

Homebuying in 2016: The 4 Big Trends That Could Impact You
Expectations are mixed for the housing market in 2016. More Ameri... Read More

January 1, 2016

Why 2016 May Be A Great Year for Homebuyers
The Federal Housing Administration continues its mission to help ... Read More

December 23, 2015

The Santa Bubble: Why Mortgage Rates Are Up Right Now
Every December there’s a market phenomenon that sends interest ... Read More

December 20, 2015