Mortgages

Our Credit.com experts are here to help you better understand mortgages so that you can make smarter home loan decisions. Find out what you should consider when shopping for a home loan, plus ways to get the best rates & deals. Learn how to approach re-financing, foreclosures and short sales. Understand how mortgage decisions can affect your credit score.

secure a mortgage

Mortgages

10 Tips to Secure the Best Interest Rate on your Mortgage

Article originally published December 13th, 2017. Updated February 16th, 2023. Buying a home is an extensive process. It includes marshaling your assets, reviewing your credit—and potentially trying to improve it—and shopping for a house that meets your wants and needs. That’s all before you enter the process of applying for a mortgage and considering your... Read More

| February 16, 2023

Credit Tools

View All Mortgages Posts

The Average Wage Earner Can’t Afford a Home in Most Neighborhoods With Good Schools
Many Americans struggle to find an affordable place to live, and ... Read More

November 22, 2015

3 Things a Home Inspection May Not Reveal
Before you buy a home, it is important to make sure there are no ... Read More

November 21, 2015

How to Dump Your Private Mortgage Insurance
If you want to buy a house but can’t pay 20% of the cost up... Read More

November 21, 2015

The Mortgage Balancing Act: What You Spend vs. What You Make
Smart income choices play an important role when buying a home â€... Read More

November 18, 2015

How to Buy a Home in the Off-Season
While spring generally dominates the housing market and is even ... Read More

November 15, 2015

What’s the Difference Between a Home Equity Loan & a HELOC?
If you have a mortgage and some home equity, you may wish you cou... Read More

November 14, 2015