Mortgages

Our Credit.com experts are here to help you better understand mortgages so that you can make smarter home loan decisions. Find out what you should consider when shopping for a home loan, plus ways to get the best rates & deals. Learn how to approach re-financing, foreclosures and short sales. Understand how mortgage decisions can affect your credit score.

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Mortgages

10 Tips to Secure the Best Interest Rate on your Mortgage

Article originally published December 13th, 2017. Updated February 16th, 2023. Buying a home is an extensive process. It includes marshaling your assets, reviewing your credit—and potentially trying to improve it—and shopping for a house that meets your wants and needs. That’s all before you enter the process of applying for a mortgage and considering your... Read More

| February 16, 2023

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The Most Affordable Places to Live in the U.S.
One good measure of affordability is this: How much of your paych... Read More

November 12, 2015

When Should I Lock In My Mortgage Rate?
A mortgage rate lock could help you save some money on the total ... Read More

November 11, 2015

Is There a Downside to Prepaying My Mortgage?
Q: I have paid almost $6,000 extra toward my mortgage principal.... Read More

November 8, 2015

Why You Should Consider Refinancing
If you’re serious about reducing the interest you owe on yo... Read More

November 4, 2015

The Average Homebuyer Credit Score Has Dropped to 723
Last month, the average homebuyer’s credit score was at its... Read More

October 25, 2015

A Quick Guide to the New Loan Estimate Mortgage Form
Buying a home is a huge, and often confusing, process (there are ... Read More

October 25, 2015