Mortgages

Our Credit.com experts are here to help you better understand mortgages so that you can make smarter home loan decisions. Find out what you should consider when shopping for a home loan, plus ways to get the best rates & deals. Learn how to approach re-financing, foreclosures and short sales. Understand how mortgage decisions can affect your credit score.

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Mortgages

10 Tips to Secure the Best Interest Rate on your Mortgage

Article originally published December 13th, 2017. Updated February 16th, 2023. Buying a home is an extensive process. It includes marshaling your assets, reviewing your credit—and potentially trying to improve it—and shopping for a house that meets your wants and needs. That’s all before you enter the process of applying for a mortgage and considering your... Read More

| February 16, 2023

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How to Challenge Your Property Tax Bill
Are your property taxes eating up a considerable part of your bud... Read More

October 24, 2015

How to Use Gift Money for a Down Payment
Coming up with the money for a down payment can be a headache for... Read More

October 24, 2015

Fannie Mae to Stop Requiring Pay Stubs for Mortgage Approval
Fannie Mae is trying to make the mortgage application process a... Read More

October 22, 2015

Can Student Loans Hurt Your Mortgage Approval?
If not handled properly, your student loan can hurt your chances ... Read More

October 21, 2015

Should I Buy a Home Now or Can I Wait?
The Federal Reserve decided to forgo raising interest rates this ... Read More

October 17, 2015

I Inherited a Mortgage. What Can I Do?
Most homeowners have mortgages, and all homeowners die eventually... Read More

October 15, 2015