Mortgages

Our Credit.com experts are here to help you better understand mortgages so that you can make smarter home loan decisions. Find out what you should consider when shopping for a home loan, plus ways to get the best rates & deals. Learn how to approach re-financing, foreclosures and short sales. Understand how mortgage decisions can affect your credit score.

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Mortgages

10 Tips to Secure the Best Interest Rate on your Mortgage

Article originally published December 13th, 2017. Updated February 16th, 2023. Buying a home is an extensive process. It includes marshaling your assets, reviewing your credit—and potentially trying to improve it—and shopping for a house that meets your wants and needs. That’s all before you enter the process of applying for a mortgage and considering your... Read More

| February 16, 2023

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3 Things Homebuyers Need to Know About Mortgage Interest
Mortgage interest is a double-edged sword. On one hand, it’... Read More

October 14, 2015

The New Foreclosure Threat: Troubled HELOCs & Second Mortgages
Prior to the financial crisis of 2008, when the real estate marke... Read More

October 13, 2015

I Need Down Payment Help. What Are My Options?
Many real estate experts suggest that you put at least 20% down ... Read More

October 10, 2015

Should You Buy a ‘Second Home’ Before a First Home?
You’ve likely heard plenty of city residents complaining about ... Read More

October 10, 2015

5 Things That Can Kill Your Mortgage Application
Getting a mortgage can be no small task. These days, borrowers ha... Read More

October 7, 2015

The Key to a Smooth Mortgage Process? Paperwork
So you are ready to apply for a mortgage or refinance your curren... Read More

October 3, 2015