Mortgages

Our Credit.com experts are here to help you better understand mortgages so that you can make smarter home loan decisions. Find out what you should consider when shopping for a home loan, plus ways to get the best rates & deals. Learn how to approach re-financing, foreclosures and short sales. Understand how mortgage decisions can affect your credit score.

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Mortgages

10 Tips to Secure the Best Interest Rate on your Mortgage

Article originally published December 13th, 2017. Updated February 16th, 2023. Buying a home is an extensive process. It includes marshaling your assets, reviewing your credit—and potentially trying to improve it—and shopping for a house that meets your wants and needs. That’s all before you enter the process of applying for a mortgage and considering your... Read More

| February 16, 2023

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Here’s How to Buy a House Without a 20% Down Payment
If you’re thinking about buying a home, you may need less money... Read More

August 29, 2015

Will Taking a New Job Hurt My Homebuying Chances?
A reader asked us recently how much impact an unanticipated job c... Read More

August 28, 2015

The New Program Designed for Low-Income Homebuyers
Government-sponsored mortgage giant Fannie Mae is starting a new ... Read More

August 27, 2015

4 Ways Getting a Mortgage Just Got Easier
The challenges consumers have faced in recent years in procuring ... Read More

August 26, 2015

Are Adjustable-Rate Mortgages About to Become Way More Popular?
With the Federal Reserve hinting it may soon begin to boost short... Read More

August 26, 2015

Are You Getting Better at Paying Your Mortgage?
After years of bad news, foreclosures, awful stories of homeowner... Read More

August 25, 2015