Mortgages

Our Credit.com experts are here to help you better understand mortgages so that you can make smarter home loan decisions. Find out what you should consider when shopping for a home loan, plus ways to get the best rates & deals. Learn how to approach re-financing, foreclosures and short sales. Understand how mortgage decisions can affect your credit score.

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Mortgages

10 Tips to Secure the Best Interest Rate on your Mortgage

Article originally published December 13th, 2017. Updated February 16th, 2023. Buying a home is an extensive process. It includes marshaling your assets, reviewing your credit—and potentially trying to improve it—and shopping for a house that meets your wants and needs. That’s all before you enter the process of applying for a mortgage and considering your... Read More

| February 16, 2023

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Tips for Negotiating House Prices
Buying a home is an exciting—and typically very expensive—ven... Read More

July 5, 2021

How Does a Home Equity Line of Credit Work
Key Points about HELOCs HELOCs can be a path to increased cash fl... Read More

July 1, 2021

The Worsening State of Mortgage Affordability in 2021
In a Nutshell According to a recent study by Point2, new homeowne... Read More

June 12, 2021

Should You Get an FHA or Conventional Loan?
You found your dream home, but now comes the hard part: figuring ... Read More

June 8, 2021

How to Get Your Credit Ready for a Mortgage
You don’t need perfect credit to buy a home. However, the highe... Read More

May 19, 2021

31 Spring Home Improvement Projects To Increase Your Home’s Value
This article originally appeared on Wealth of Geeks and has been ... Read More

May 1, 2021