Mortgages

Our Credit.com experts are here to help you better understand mortgages so that you can make smarter home loan decisions. Find out what you should consider when shopping for a home loan, plus ways to get the best rates & deals. Learn how to approach re-financing, foreclosures and short sales. Understand how mortgage decisions can affect your credit score.

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Mortgages

10 Tips to Secure the Best Interest Rate on your Mortgage

Article originally published December 13th, 2017. Updated February 16th, 2023. Buying a home is an extensive process. It includes marshaling your assets, reviewing your credit—and potentially trying to improve it—and shopping for a house that meets your wants and needs. That’s all before you enter the process of applying for a mortgage and considering your... Read More

| February 16, 2023

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How We Paid Off Our Mortgage in 7 Years
The idea behind paying off a loan faster than scheduled is pretty... Read More

June 24, 2015

How a Typo Can Derail Your Mortgage
The information you submit on your mortgage loan application shou... Read More

June 24, 2015

10 States With the Highest Foreclosure Rates
The national foreclosure rate increased 1% in May from April and ... Read More

June 18, 2015

How to Refinance a Jumbo Mortgage for Less
If rising mortgage rates have spooked you into refinancing but yo... Read More

June 18, 2015

2.2 Million ‘Boomerang’ Homebuyers Will Re-Enter the Market in the Next 5 Years
Millions of homeowners who had difficulties paying their mortgage... Read More

June 17, 2015

Why the Lowest Mortgage Rate Can Turn Out to Be a Bad Bet
Is homeownership on the way out? Sure seems that way, at least ac... Read More

June 16, 2015