Mortgages

Our Credit.com experts are here to help you better understand mortgages so that you can make smarter home loan decisions. Find out what you should consider when shopping for a home loan, plus ways to get the best rates & deals. Learn how to approach re-financing, foreclosures and short sales. Understand how mortgage decisions can affect your credit score.

secure a mortgage

Mortgages

10 Tips to Secure the Best Interest Rate on your Mortgage

Article originally published December 13th, 2017. Updated February 16th, 2023. Buying a home is an extensive process. It includes marshaling your assets, reviewing your credit—and potentially trying to improve it—and shopping for a house that meets your wants and needs. That’s all before you enter the process of applying for a mortgage and considering your... Read More

| February 16, 2023

Credit Tools

View All Mortgages Posts

The 8 Most Misunderstood Refinancing Terms
If you are having trouble keeping to your budget or at least maki... Read More

May 17, 2015

How Important Is Your Down Payment on a Home?
When buying a home, most people take on a mortgage. There are man... Read More

May 16, 2015

How to Make Sure Your Mortgage Doesn’t Get Nuked at the Last Minute
You might have heard the horror stories from homebuyers about mor... Read More

May 13, 2015

How to Lock in a Super-Low Mortgage Rate
Mortgage rates have been trending upward for a few weeks, so if y... Read More

May 11, 2015

I’m Not a U.S. Citizen. Can I Get a Mortgage?
[UPDATE: Some offers mentioned below have expired and/or are no l... Read More

May 11, 2015

10 States With the Least Affordable Homes
In most parts of the country, a family with a median household in... Read More

May 10, 2015