Mortgages

Our Credit.com experts are here to help you better understand mortgages so that you can make smarter home loan decisions. Find out what you should consider when shopping for a home loan, plus ways to get the best rates & deals. Learn how to approach re-financing, foreclosures and short sales. Understand how mortgage decisions can affect your credit score.

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Mortgages

10 Tips to Secure the Best Interest Rate on your Mortgage

Article originally published December 13th, 2017. Updated February 16th, 2023. Buying a home is an extensive process. It includes marshaling your assets, reviewing your credit—and potentially trying to improve it—and shopping for a house that meets your wants and needs. That’s all before you enter the process of applying for a mortgage and considering your... Read More

| February 16, 2023

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US Mortgage Statistics
An understanding of the housing market can help you decide how yo... Read More

April 20, 2021

Preparing Finances for a Pandemic-Era Mortgage
The following is a guest post by Alene Laney, of Pennies to Parad... Read More

April 1, 2021

What Happens If I Miss a Mortgage Payment?
The following is a guest post by Kalicia Bateman, a finance edito... Read More

March 10, 2021

Forbearance or Foreclosure? How to Keep Your Credit and Homeownership Intact
The following is a guest post by Eric Lindeen, of Anna Buys House... Read More

February 23, 2021

How to Get Pre-Approved for a Mortgage Home Loan
Think of mortgage preapproval as the prologue to buying your home... Read More

January 13, 2021

Common First-Time Home Buyer Mistakes and Other Tips
Are you getting ready to buy your first home? Congratulations! Th... Read More

January 10, 2021