Mortgages

Our Credit.com experts are here to help you better understand mortgages so that you can make smarter home loan decisions. Find out what you should consider when shopping for a home loan, plus ways to get the best rates & deals. Learn how to approach re-financing, foreclosures and short sales. Understand how mortgage decisions can affect your credit score.

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Mortgages

10 Tips to Secure the Best Interest Rate on your Mortgage

Article originally published December 13th, 2017. Updated February 16th, 2023. Buying a home is an extensive process. It includes marshaling your assets, reviewing your credit—and potentially trying to improve it—and shopping for a house that meets your wants and needs. That’s all before you enter the process of applying for a mortgage and considering your... Read More

| February 16, 2023

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Should You Save for a Down Payment Or Buy a Home Now?
Are you saving up to buy a home down the road? It makes sense fro... Read More

April 22, 2015

Should I Use a Seller-Financed Mortgage?
Q: I’m buying a home and the seller has offered to personally ... Read More

April 19, 2015

How You Can Get a Mortgage With a 550 FICO Score
Mortgage credit remains extremely tight, even as the economy cont... Read More

April 18, 2015

10 States With Stubbornly High Foreclosure Rates
Foreclosure activity in the U.S. was at an eight-year low in the ... Read More

April 16, 2015

The One Graph That Explains Why a Good FICO Score Matters for Homebuyers
When it comes to buying a home, there’s a lot more to the p... Read More

April 15, 2015

There’s No Such Thing As a Free House, Even When You Win the Foreclosure Battle
Some homeowners are emerging from the housing crisis with “free... Read More

April 15, 2015