Mortgages

Our Credit.com experts are here to help you better understand mortgages so that you can make smarter home loan decisions. Find out what you should consider when shopping for a home loan, plus ways to get the best rates & deals. Learn how to approach re-financing, foreclosures and short sales. Understand how mortgage decisions can affect your credit score.

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Mortgages

10 Tips to Secure the Best Interest Rate on your Mortgage

Article originally published December 13th, 2017. Updated February 16th, 2023. Buying a home is an extensive process. It includes marshaling your assets, reviewing your credit—and potentially trying to improve it—and shopping for a house that meets your wants and needs. That’s all before you enter the process of applying for a mortgage and considering your... Read More

| February 16, 2023

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Buying a Home? How to Plan for Your Closing Costs
So you’re ready to buy a house. Or are you? The selling price ... Read More

February 1, 2015

How to Figure Out If You Can Actually Refinance Your House
Mortgage interest rates have hit a near-20-month low at the end o... Read More

January 28, 2015

Why 5% Mortgage Rates Are Still a Ways Off
Whether you like it or not, mortgage interest rates are a big dri... Read More

January 21, 2015

Can You Still Get a Better Mortgage Deal With HARP?
With the housing crisis seemingly behind us, many homeowners are ... Read More

January 17, 2015

Am I Too Old to Refinance My Mortgage?
As home interest rates continue to stay low, it’s tempting ... Read More

January 16, 2015

The States Where Foreclosure Rates Rose in 2014
One in every 118 U.S. homes was in some state of foreclosure dur... Read More

January 15, 2015