Mortgages

Our Credit.com experts are here to help you better understand mortgages so that you can make smarter home loan decisions. Find out what you should consider when shopping for a home loan, plus ways to get the best rates & deals. Learn how to approach re-financing, foreclosures and short sales. Understand how mortgage decisions can affect your credit score.

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Mortgages

10 Tips to Secure the Best Interest Rate on your Mortgage

Article originally published December 13th, 2017. Updated February 16th, 2023. Buying a home is an extensive process. It includes marshaling your assets, reviewing your credit—and potentially trying to improve it—and shopping for a house that meets your wants and needs. That’s all before you enter the process of applying for a mortgage and considering your... Read More

| February 16, 2023

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The Lenders Giving Borrowers Second Chance Loans
Brenda Woods didn’t want to move and leave the garden she h... Read More

December 15, 2020

How Much Money Do You Need to Buy a House?
According to the U.S. Census Bureau, the median sales price of ne... Read More

August 17, 2020

Paying Off Debt to Buy a House
When you buy a house, a big part of a lender’s decision whe... Read More

January 21, 2020

What Should My Mortgage Credit Score Be?
You don’t have a separate rating called a mortgage&nbs... Read More

September 3, 2019

What to do When You Owe More than a House is Worth and Want to Sell
Javier Gonzales is legally a homeowner, but he says his first in... Read More

August 29, 2019

Am I Ready to Be a Homeowner?
Purchasing your first home is a major milestone and not a decisio... Read More

August 7, 2019