Mortgages

Our Credit.com experts are here to help you better understand mortgages so that you can make smarter home loan decisions. Find out what you should consider when shopping for a home loan, plus ways to get the best rates & deals. Learn how to approach re-financing, foreclosures and short sales. Understand how mortgage decisions can affect your credit score.

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Mortgages

10 Tips to Secure the Best Interest Rate on your Mortgage

Article originally published December 13th, 2017. Updated February 16th, 2023. Buying a home is an extensive process. It includes marshaling your assets, reviewing your creditโ€”and potentially trying to improve itโ€”and shopping for a house that meets your wants and needs. Thatโ€™s all before you enter the process of applying for a mortgage and considering your... Read More

| February 16, 2023

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The Lenders Giving Borrowers Second Chance Loans
Brenda Woods didnโ€™t want to move and leave the garden she h... Read More

December 15, 2020

How Much Money Do You Need to Buy a House?
According to the U.S. Census Bureau, the median sales price of ne... Read More

August 17, 2020

Paying Off Debt to Buy a House
When you buy a house, a big part of a lenderโ€™s decision whe... Read More

January 21, 2020

What Should My Mortgage Credit Score Be?
You donโ€™t have a separate rating called a mortgage&nbs... Read More

September 3, 2019

What to do When You Owe More than a House is Worth and Want to Sell
Javier Gonzales is legally a homeowner, but he says his first in... Read More

August 29, 2019

Am I Ready to Be a Homeowner?
Purchasing your first home is a major milestone and not a decisio... Read More

August 7, 2019