Mortgages

Our Credit.com experts are here to help you better understand mortgages so that you can make smarter home loan decisions. Find out what you should consider when shopping for a home loan, plus ways to get the best rates & deals. Learn how to approach re-financing, foreclosures and short sales. Understand how mortgage decisions can affect your credit score.

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Mortgages

10 Tips to Secure the Best Interest Rate on your Mortgage

Article originally published December 13th, 2017. Updated February 16th, 2023. Buying a home is an extensive process. It includes marshaling your assets, reviewing your credit—and potentially trying to improve it—and shopping for a house that meets your wants and needs. That’s all before you enter the process of applying for a mortgage and considering your... Read More

| February 16, 2023

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How Lying About Your Income Can Hurt Your Mortgage
Your income is one of the major factors lenders use in determinin... Read More

November 29, 2014

5 Signs You’ve Outgrown Your Home
Although buying your home was likely the biggest financial and pe... Read More

November 22, 2014

Everything You Need to Know About Down Payments
When you are ready to buy your first home, financing this large p... Read More

November 16, 2014

What’s the Biggest Mortgage You Can Get?
Buying or refinancing a home in a high-cost market and need a big... Read More

November 14, 2014

5 States Where Home Repossessions Are on the Rise
Foreclosure activity in the U.S. increased from September to Octo... Read More

November 13, 2014

A New Challenge for Veterans Who Want to Buy a Home
After years in the shadows, the historic VA loan program is getti... Read More

November 10, 2014