Mortgages

Our Credit.com experts are here to help you better understand mortgages so that you can make smarter home loan decisions. Find out what you should consider when shopping for a home loan, plus ways to get the best rates & deals. Learn how to approach re-financing, foreclosures and short sales. Understand how mortgage decisions can affect your credit score.

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Mortgages

10 Tips to Secure the Best Interest Rate on your Mortgage

Article originally published December 13th, 2017. Updated February 16th, 2023. Buying a home is an extensive process. It includes marshaling your assets, reviewing your credit—and potentially trying to improve it—and shopping for a house that meets your wants and needs. That’s all before you enter the process of applying for a mortgage and considering your... Read More

| February 16, 2023

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A Simple Timeline for Buying a Home
Buying a home is among the biggest financial decisions you will ... Read More

October 26, 2014

The Most Important Factors to Selling Your Home
The housing market has experienced plenty of highs and lows throu... Read More

October 25, 2014

It Might Be Getting Easier to Get a Mortgage With Little Money Down
Melvin Watt, director of the Federal Housing Finance Agency, anno... Read More

October 22, 2014

Mortgage Rates Dip Below 4%
People thought it wouldn’t happen this year, but it did: Av... Read More

October 21, 2014

My Wife Confessed to $4,500 of Debt Right Before We Applied for a Mortgage
After a year of looking for and preparing to buy a home, Nick and... Read More

October 21, 2014

How to Avoid Paying Too Much for a New Home
We all know buying a home is a big decision with its own set of c... Read More

October 21, 2014