Mortgages

Our Credit.com experts are here to help you better understand mortgages so that you can make smarter home loan decisions. Find out what you should consider when shopping for a home loan, plus ways to get the best rates & deals. Learn how to approach re-financing, foreclosures and short sales. Understand how mortgage decisions can affect your credit score.

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Mortgages

10 Tips to Secure the Best Interest Rate on your Mortgage

Article originally published December 13th, 2017. Updated February 16th, 2023. Buying a home is an extensive process. It includes marshaling your assets, reviewing your credit—and potentially trying to improve it—and shopping for a house that meets your wants and needs. That’s all before you enter the process of applying for a mortgage and considering your... Read More

| February 16, 2023

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Why Do People Rent?
Homeownership is one of the holy grails of adult life. Or is it? ... Read More

July 18, 2019

What’s a 15 vs. 30-Year Mortgage?
Mortgages come in different flavors—conventional fixed-rate, ad... Read More

March 20, 2019

How Bad Credit Can Make Your Mortgage More Expensive
Borrowers who come to the table with lower credit scores can find... Read More

February 28, 2019

Understanding Mortgage Points
Mortgage points are fees paid with your the closing costs on your... Read More

February 27, 2019

Guidelines to Refinance a Mortgage
You’ve heard about the benefits that can come from a mortgage r... Read More

February 26, 2019

A 15-Year Mortgage Can Save You $154K—But Can You Get One?
Is a 15-year fixed mortgage worth it? The answer, absolutely. A s... Read More

February 25, 2019