Mortgages

Our Credit.com experts are here to help you better understand mortgages so that you can make smarter home loan decisions. Find out what you should consider when shopping for a home loan, plus ways to get the best rates & deals. Learn how to approach re-financing, foreclosures and short sales. Understand how mortgage decisions can affect your credit score.

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Mortgages

10 Tips to Secure the Best Interest Rate on your Mortgage

Article originally published December 13th, 2017. Updated February 16th, 2023. Buying a home is an extensive process. It includes marshaling your assets, reviewing your credit—and potentially trying to improve it—and shopping for a house that meets your wants and needs. That’s all before you enter the process of applying for a mortgage and considering your... Read More

| February 16, 2023

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800,000 Homeowners Are Missing Out on Lower Mortgage Payments
The 30-year fixed-rate mortgage hit a 2014 low last week at 4.1%,... Read More

August 27, 2014

Should a Retiree Ever Take Out a Mortgage?
Conventional wisdom says to time your mortgage to be paid off bef... Read More

August 27, 2014

How a Deferred Student Loan Could Keep You From Buying a House
The cost of your education isn’t just evident in your stude... Read More

August 27, 2014

How First-Time Homebuyers Can Save Big on Their Mortgage
With their low down payments and credit requirements, FHA mortgag... Read More

August 26, 2014

Millennials Are Better at Paying Their Mortgage Than You
Mortgage borrowers younger than 30 years old have the lowest rate... Read More

August 26, 2014

Can You Crowdfund Your Mortgage?
By now, you’ve probably heard of the guy who crowdfunded a ... Read More

August 25, 2014