Personal Loans

When it comes to personal loans, we want to help you make smarter financial decisions. Our experts explain the inโ€™s & outโ€™s of personal loans, highlight the types of loans availableโ€”their advantages and disadvantagesโ€”and how to improve your chances of getting approved. We also alert you to personal loan scams you should avoid & highlight how personal loans compare to traditional student loans or auto loans.

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Personal Loans

How to Find the Right Online Personal Loan for You

Everything is online these daysโ€”including personal loans. Online lenders make it easy to compare rates and terms and find the right online personal loan for your situation. Personal loans were the fastest-growing category of consumer debt in 2019, according to a survey from J.D. Powerโ€”and the internet has made the loan application and lending process... Read More

| March 8, 2021

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Negotiating With the IRS Just Got a Bit Easier
If you owe the federal government a tax debt, it may be easier to... Read More

January 18, 2013

3 Loans That Are Tough to Refinance
Advertised rates for car loans, mortgages and even some credit ca... Read More

January 10, 2013

6 Loans You Can Get & How to Use Them Wisely
There are lots of cash-strapped consumers out there who, for all ... Read More

January 4, 2013

The Complete Guide to Personal Loans
It started out as a simple question on the Credit.com forum, R... Read More

September 17, 2012

Personal Loans: How Are They Different From Other Types of Credit?
When you need to borrow money you have a number of choices to mak... Read More

August 21, 2012

How to Shop For a Personal Loan
A personal loan can be a great way to consolidate debt or tackle ... Read More

August 2, 2012