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Our Credit.com experts provide you with common sense student loan advice. Find out what to consider & how to get the best deals when shopping for loans or credit cards to finance college. Understand the impact of deferring student loans, how to manage your payments during college and post-college and how student loans can affect your credit.

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Student Loans

Most Frequent Student Loan Mistakes

Article originally published September 28th, 2021. Updated December 6th, 2022. While student loan debt figures have declined slowly since they hit a high in 2010 and 2011, around 70% of those graduating with a four-year college degree do so with at least some debt related to their education. As of 2022, nearly 43 million people... Read More

| December 6, 2022

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Student Loans
Why Lower Interest Rates Alone Won’t Fix the Student Loan Crisis
When Congress passed the Bipartisan Student Loan Certainty Act of... Read More

September 8, 2015

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Student Loans
Students Are More Freaked Out About College Costs Than Their Parents
Part of the problem with Americans’ insane amount of studen... Read More

September 8, 2015

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Student Loans
A New Student Loan Plan Could Lower Your Payments … But There’s a Catch
The Department of Education is inviting people to comment on a se... Read More

September 2, 2015

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Student Loans
I Have $210K of Student Loans, But Debt Collectors Stopped Calling. Am I Free?
Almost everyone looks back at something they did when they were y... Read More

September 1, 2015

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Student Loans
6 Things to Consider When You Start Paying Your Student Loans
If you’re like many recent college graduates, you live in fear ... Read More

August 28, 2015

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Student Loans
11 Myths About Student Loan Forgiveness
If you have more student loan debt than you can handle, or if y... Read More

August 27, 2015