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Buying a Car Before Buying a House: What’s the Right Order?

Learn how buying a car before a house impacts your credit and mortgage approval. Discover the ideal order for purchases to maximize your financial health.

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Buying a Car Before Buying a House: What’s the Right Order?
ExtraCredit

Buying a Car Before Buying a House: What’s the Right Order?

Learn how buying a car before a house impacts your credit and mortgage approval. Discover the ideal order for purchases to maximize your financial health.

Nikkita Walker

How to Build Credit at 18
ExtraCredit

How to Build Credit at 18

Building credit at 18 might seem intimidating, but with the right steps, you can establish a strong financial foundation early on. Here's how.

Nikkita Walker

How to Add Rent and Utilities to Your Credit Report
ExtraCredit

How to Add Rent and Utilities to Your Credit Report

Are all of your rent and utility payments shown on your credit report? Learn how to add utilities to credit report results and build better credit.

Nikkita Walker

Does Your Old Debt Have an Expiration Date?
ExtraCredit

Does Your Old Debt Have an Expiration Date?

Wondering if your old debt has an expiration date? There are limits on how long creditors can pursue debt. Learn about the statute of limitations.

Nikkita Walker

What Happens to the Merchant When You Dispute a Charge?
ExtraCredit

What Happens to the Merchant When You Dispute a Charge?

Here's what happens to the merchant when you dispute a charge: chargeback fees, revenue loss, and potential legal battles. Learn more about the process.

Nikkita Walker

Experian Credit Score vs. FICO Score: What’s the Difference and Why It Matters
ExtraCredit

Experian Credit Score vs. FICO Score: What’s the Difference and Why It Matters

You may see a different credit score on Experian or FICO, depending on what credit scoring model is being used to calculate your score in each location.

Nikkita Walker

6 Reasons You Were Rejected for Credit
ExtraCredit

6 Reasons You Were Rejected for Credit

Unfortunately, there are a lot of different reasons you could be rejected for a new line of credit that extend beyond how good or bad your credit score is.

Nikkita Walker

How to Build Credit Without a Credit Card
ExtraCredit

How to Build Credit Without a Credit Card

Building credit without a credit card can be tricky, but it's not impossible. Learn about alternative credit-boosting options.

Kaitlyn Brown

How to Use Your Tax Return to Build Credit
ExtraCredit

How to Use Your Tax Return to Build Credit

Getting a big tax refund this year? Get some tips for using your tax refund to build credit or take other responsible financial actions.

Nikkita Walker

What Does Charged Off as Bad Debt Mean?
ExtraCredit

What Does Charged Off as Bad Debt Mean?

What does it mean when something is charged off as bad debt? Discover how it can impact your credit and what action you can take.

Orlando Rodriguez

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