If buying a house is on your radar, you’re probably already browsing online listings and saving up for a down payment. Well, there’s one more thing you need to add to your to-do list: improving your credit score. Just like knowing the credit score you need for other big transactions, you should be aware of... Read More

If you’ve ever made a student loan payment or carried a credit card balance into a new month, you already know how interest rates work. In those cases, it’s the percentage tacked onto your principal debt, or the price you pay later for borrowing money now. These rates are intertwined with every aspect of our... Read More

It’s almost tax season again! Before you file, it might be a good idea to do some research about the changes that we can expect to see from the Tax Cuts and Jobs Act. If you itemize and plan to continue doing so, it’s worth your time to find out what has changed. While your... Read More

After buying my first home in December 2016, I expected to experience nothing but positive feelings and a sense of accomplishment. Instead, I felt unease, fear, and self-doubt. “Did we make the right decision buying this home?” I often wondered in the months after moving in. I didn’t realize my homebuying “hangover” wasn’t unusual. In... Read More

For a significant number of Americans, home ownership remains an all too distant dream. Between record levels of student loan debt, the challenges of squirreling away a down payment and skyrocketing housing prices in many parts of the country, it can be daunting at best to shift from renter to owner. The U.S. Census Bureau... Read More

January is a natural time to take stock of your financial life, and to dream big dreams about 2018. Could this be the year you make the leap to homeownership? Or, will you make a big change and trade in your mortgage payment for a landlord? In the complex calculus that’s required for the renting... Read More