AJ Smith

AJ Smith

AJ Smith is an award-winning journalist with more than a decade of experience in television, radio, newspapers, magazines and online content. She currently serves as the managing editor for SmartAsset. AJ has a passion for meeting new people, sharing stories and helping others. She has degrees from Princeton University and Mississippi State University. AJ and her husband also write and illustrate educational children’s books.

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All of AJ's posts
The Pros & Cons of Rent-to-Own Home Deals
mortgages

The Pros & Cons of Rent-to-Own Home Deals

Rent-to-own might sound like a good path to homeownership, especially if you have lackluster credit. Find out why rent-to-own is bad and what other options you might have.

AJ Smith

6 Reasons to Consider Moving to the Big City
Chase Sapphire Preferred

6 Reasons to Consider Moving to the Big City

For some, urban living offers many perks they'd hate to consider going without. Here are a few advantages big cities have to offer.

AJ Smith

Don't Let Debt Ruin the Holidays: Proactive Steps
budget

Don't Let Debt Ruin the Holidays: Proactive Steps

Don’t let debt ruin the holidays. Get some actionable tips for handling debt before the holiday season gears up fully.

AJ Smith

5 Things You Must Consider Before Borrowing Money
Managing Debt

5 Things You Must Consider Before Borrowing Money

Borrowing money is pretty commonplace nowadays. But before you make this financial move, make sure to consider the risks of borrowing money.

AJ Smith

If You Max Out a Credit Card and Pay It Off, Does It Still Hurt Your Credit?
Credit Cards

If You Max Out a Credit Card and Pay It Off, Does It Still Hurt Your Credit?

Max out a credit card and your debt usage suffers, then your credit score suffers. Keep your balance used to no more than 30% of your limit. Learn why.

AJ Smith

5 Things to Consider When You Move to a New City
Miscellaneous

5 Things to Consider When You Move to a New City

If you're planning a move to a new city, it's important to consider job opportunities, housing costs and more. Here's a short checklist.

AJ Smith

The 5 Biggest Questions for First-Time Homebuyers
mortgages

The 5 Biggest Questions for First-Time Homebuyers

First-time homebuyers have lots of questions, and we have answers to five fundamental ones.

AJ Smith

3 Ways to Maximize Your Credit Card Rewards
Credit Cards

3 Ways to Maximize Your Credit Card Rewards

Deployed wisely, credit cards can turn spending you'd do anyway into rewards. Here's how to get the maximum value for yours.

AJ Smith

A Simple Guide to Debit vs. Credit Cards
Miscellaneous

A Simple Guide to Debit vs. Credit Cards

The kind of plastic you use can determine whether you pay interest on an ATM withdrawal or how much purchase protection you have.

AJ Smith

5 Signs Your Kid Isn't Ready to Move Out
Miscellaneous

5 Signs Your Kid Isn't Ready to Move Out

If your adult child doesn't seem quite ready to leave the nest . . . here's what to know about boomerang kids and how to help them prepare to launch.

AJ Smith