Christine DiGangi

“I’m terrified of ruining my credit,” a friend said to me recently. While it’s important to maintain strong credit, there are a few things to keep in mind.

Young Americans have eased up on buying new cars since the end of 2012, according to a report from auto sales information site Edmunds.com.

While the changes brought on by the Credit CARD Act made credit cards more affordable, they didn’t restrict consumers’ access to credit.

Sooner or later, you're likely to be affected by a data breach. Here's what to expect and what you should do if your data is compromised.

Rules are changing for so-called "qualified mortgages," which are FHA-insured home loans. The intent is to protect consumers from loans they can't afford.

It may seem like a good idea to request a credit limit increase from your card issuer, but like all financial decisions, this should be done thoughtfully.

The state you live in and how you drive can have a powerful effect on your car insurance rates. So can the way you use credit and pay off debt.

Car sales are expected to grow in 2014 and top 16 million for the first time since 2007, according to Edmunds.com. Will 2014 be the year to buy a new car?

The topic of credit is bound to come up in friendly conversations sometimes. Here are a few principles to follow during these delicate conversations.

A recent survey by coupon website RetailMeNot.com found some serious buyers’ remorse when it comes to missing out on discounts when buying gifts.