Deanna Templeton

Deanna Templeton

Deanna Templeton is a financial literacy advocate with 15+ years in the banking and consumer credit industries, including five years with FICO in their credit scoring division. She specializes in educating consumers on the importance of healthy credit management, and shares valuable insight on consumer credit and finance issues.

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All of Deanna's posts
What Happens to Student Loans When You Die?
student loans

What Happens to Student Loans When You Die?

If you borrowed student loans and you die, is your spouse liable for that debt?

Deanna Templeton

Why Did My Credit Score Drop After I Paid Off My Balance?
credit score

Why Did My Credit Score Drop After I Paid Off My Balance?

We recently received the following question from a reader about why her credit score would drop after paying off a credit card balance.

Deanna Templeton

Will Defaulting On Season Tickets Hurt My Credit?
debt

Will Defaulting On Season Tickets Hurt My Credit?

A Credit.com reader asks: Could defaulting on season tickets have an impact on your car insurance, current loans for cars, or anything else?

Deanna Templeton

Can You Erase Student Loan Debt Through a Loophole?
student loans

Can You Erase Student Loan Debt Through a Loophole?

In theory, charging your student loans on a credit card to circumvent the bankruptcy rules sounds like a sensible solution. The reality, however, is quite the opposite.

Deanna Templeton

A Debt Collector Came After Me for $8.97
Managing Debt

A Debt Collector Came After Me for $8.97

A reader whose past due movie rental went to collections wants to know if her $8.97 debt will hurt her credit.

Deanna Templeton

3 Little-Known Facts About Student Loan Debt
student loans

3 Little-Known Facts About Student Loan Debt

3 Little-Known Facts About Student Loan Debt

Deanna Templeton

7 Ways to Avoid a Debt Relapse
Managing Debt

7 Ways to Avoid a Debt Relapse

Here are a few lessons that may help you stay on track, avoid a debt relapse and keep you out of debt for good.

Deanna Templeton

Credit Cards With Annual Fees: When They're Worth It
Credit Cards

Credit Cards With Annual Fees: When They're Worth It

Why would you opt for a credit card with an annual fee over one without? The answer: rewards, and lots of them.

Deanna Templeton

Achieving Perfection - the Highest Credit Score
Credit Score

Achieving Perfection - the Highest Credit Score

Your credit score can influence almost every aspect of your financial life, so you might wonder: "What is the highest credit score possible?"

Deanna Templeton

The 5 Things That Affect Your Credit Score
credit score

The 5 Things That Affect Your Credit Score

Knowing your credit score is an important to your financial health, but that's not enough. You also need to know what affects your credit score.

Deanna Templeton