Credit Lock or Credit Freeze, What’s the Difference?
February 27, 2019
Gerri Detweiler focuses on helping people understand their credit and debt, and writes about those issues, as well as financial legislation, budgeting, debt recovery and savings strategies. She is also the co-author of Debt Collection Answers: How to Use Debt Collection Laws to Protect Your Rights, and Reduce Stress: Real-Life Solutions for Solving Your Credit Crisis as well as host of TalkCreditRadio.com.
Ways to block access to your credit file include a credit lock or credit freeze. Find out how they’re similar but different.
If you get a call from a debt collector calling for someone else, it’s tempting to ignore it. But that’s not the best strategy. Read to learn more.
If you have unpaid debts, it can help to know about the fair debt collection practices act statute of limitations, so you can better deal with those debts.
So how often does your credit report change? Like so many things in life, your credit report can change in the blink of an eye.
Can reducing your debt balances boost your credit scores? Learn simple steps you can take to ensure that you're earning the most points from this category.
Buying a Car From the Dealership? Here’s What to Bring With You
Are you trying to figure out how to consolidate your debt? There are several important steps you need to take to make sure it benefits you.
It can be tough to stay motivated while paying off a huge debt, but what if paying more than the minimum means you help your credit scores, too?
If you are ready to pop the question, but haven't saved for the ring you want to buy, you may be tempted to finance the purchase, but that can end up costing you more.
While you’ll have to put in some work, it’s definitely possible to get a car loan with no credit.
