Gerri Detweiler

Gerri Detweiler

Gerri Detweiler focuses on helping people understand their credit and debt, and writes about those issues, as well as financial legislation, budgeting, debt recovery and savings strategies. She is also the co-author of Debt Collection Answers: How to Use Debt Collection Laws to Protect Your Rights, and Reduce Stress: Real-Life Solutions for Solving Your Credit Crisis as well as host of TalkCreditRadio.com.

Credit Tools

Credit report card

Free credit score and credit report snapshot

Get your free score

Calculators

Tools to help you take control of your financial goals

Calculate your savings

Free credit repair assessment

Ensure you have an accurate credit report

Learn more
All of Gerri's posts
Will a 1099-C Hurt My Credit Scores?
Taxes

Will a 1099-C Hurt My Credit Scores?

For taxpayers, a 1099-C is the epitome of adding insult to injury. Here is a simple step-by-step guide to 1099-Cs, including helpful resources.

Gerri Detweiler

What's the Best Credit Score?
Credit Score Articles

What's the Best Credit Score?

Most credit scoring models follow a credit score range of 300 to 850 with that 850 being the “best” score you can net.

Gerri Detweiler

All About Credit Cards
no cc

All About Credit Cards

Credit cards are a modern convenience. And, increasingly, they're a necessity. Learn how credit cards work from our experts.

Gerri Detweiler

How to Save Your Home from Foreclosure
mortgages

How to Save Your Home from Foreclosure

If you are worried about being able to keep up on your house payments, you must act quickly. If you wait too long, you could lose your home to foreclosure!

Gerri Detweiler

Credit or Debit? How to Choose at the Checkstand
Credit Cards

Credit or Debit? How to Choose at the Checkstand

When you pay with plastic, credit or debit, is almost always the question. Our expert explains the differences and which is the smart choice.

Gerri Detweiler

What to Do If You Are Rejected for Credit
credit reports

What to Do If You Are Rejected for Credit

Getting turned down for credit isn't fun, but it can give you an opportunity to improve your credit. Here's what to do if your credit application is rejected.

Gerri Detweiler

Confused About Secured Credit Cards? What You Need to Know
Chase Freedom Unlimited

Confused About Secured Credit Cards? What You Need to Know

Maybe you've trashed your credit. Maybe you've never built credit at all. Either way, a secured credit card is an excellent way to start building credit.

Gerri Detweiler

What Is Re-Aging & Can It Help Me?
credit reports

What Is Re-Aging & Can It Help Me?

Re-aging, also known as “curing” or “rollback," involves changing the delinquency status of an account. It can be either positive or negative. Read more.

Gerri Detweiler

Can a Debt Collector Check My Credit?
Managing Debt

Can a Debt Collector Check My Credit?

How do debt collectors know so much about you? And can debt collectors check your credit without your permission?

Gerri Detweiler

Can a Debt Collector Take My Kid's College Fund?
Managing Debt

Can a Debt Collector Take My Kid's College Fund?

Chances are the college fund is safe, but protections vary by state and depend on who is responsible for the debts in question.

Gerri Detweiler