Lucy Lazarony

Lucy Lazarony

Lucy Lazarony is a freelance personal finance writer. Her articles have been featured on Bankrate.com, MoneyRates.com, MSN Money, and The National Endowment for Financial Education. Prior to freelancing, she worked as a staff writer for Bankrate.com for seven years. She earned a bachelor’s degree in journalism from the University of Florida and spent a summer as an international intern at Richmond, The American International University in London. She lives in South Florida.

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All of Lucy's posts
Private Student Loans: What to Watch Out For
Student Loans

Private Student Loans: What to Watch Out For

Private student loans can help cover the rising cost of college, but beware their pitfalls.

Lucy Lazarony

What Is Credit?
credit reports

What Is Credit?

When a creditor or lender offers you credit, you agree to pay back the amount you spend or borrow plus interest. When you pay by credit you are borrowing.

Lucy Lazarony

What's Not in a Credit Score?
Credit Score

What's Not in a Credit Score?

Here's a look at all the things you won't find on a consumer credit report and therefore won't be factored into your credit score.

Lucy Lazarony

What's the Difference Between a Prepaid Card and a Secured Card?
Credit Cards

What's the Difference Between a Prepaid Card and a Secured Card?

Deciding between a secured card and a prepaid card? Let our experts guide through their similarities and differences so you can pick the best one for you.

Lucy Lazarony

The Pros & Cons of a Homeowners Association (HOA)
mortgages

The Pros & Cons of a Homeowners Association (HOA)

When you buy a home that is part of a homeowners association (HOA), you agree to live according to association rules and pay fees in exchange for amenities.

Lucy Lazarony

How to Buy a Foreclosed Home
mortgages

How to Buy a Foreclosed Home

Buying a foreclosed house can be an affordable way to buy a home but first, here are four things to consider before you start shopping.

Lucy Lazarony

How to Get a Credit Line Increase
Credit Cards

How to Get a Credit Line Increase

Looking for a little more spending power on a credit card? Try requesting a credit line increase from your card issuer. Here's how to make your request.

Lucy Lazarony

Can My Student Loans Keep Me From Getting A Credit Card?
Student Loans

Can My Student Loans Keep Me From Getting A Credit Card?

A student loan is the first step to establishing a solid payment history and building good credit, helping you qualify for credit cards without a co-signer.

Lucy Lazarony

Does Your Credit Score Affect Your Homeowners Insurance?
Insurance

Does Your Credit Score Affect Your Homeowners Insurance?

Your credit score plays a role in the homeowners insurance premium that you will pay once you purchase a home. Get tips to keep it at its best and pay less.

Lucy Lazarony

How to Get the Best First Credit Card
Credit Cards

How to Get the Best First Credit Card

You've never applied for a credit card before and you're not sure where or how to land a good deal. This guide will help you get started.

Lucy Lazarony