Nikkita Walker

Specializes In:

Building Credit
Budgeting and Saving Money

Nikkita Walker is a contributing writer for Credit.com, specializing in topics on budgeting and managing credit. Nikkita has been a professional writer for over seven years, and has worked in the finance industry since 2019. Nikkita graduated from Brigham Young University with a BA in English and a minor in Sociocultural Anthropology. When she isn’t researching recent developments in the financial world, you can find Nikkita reading a Terry Pratchett. (Making Money of course.)

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personal loan beats credit
Personal Loan vs. Credit Card: Which Should You Choose?
The key difference between a personal loan vs. credit card is tha... read more

November 14, 2024

Personal Loans

What is credit card fraud?: 5 common types you should know
Credit card fraud occurs when an unauthorized user makes purchase... read more

November 14, 2024

Identity Theft and Scams

Can a Cosigner Take You to Court? 4 Potential Scenarios + Alternatives
Can a cosigner take you to court? Read on to learn why this may o... read more

August 8, 2024

Loans

What Should You Use Your Credit Card For? 8 Smart Purchases
Wondering what you should use your credit card for? We'll tell yo... read more

August 8, 2024

Credit Cards

A Black woman with short curly hair looks down at her phone. There is a bright yellow taxi in the background.
6 Reasons You Were Rejected for Credit
Unfortunately, there are a lot of different reasons you could be ... read more

August 8, 2024

Credit 101

What Is a Credit Score?
A credit score is a three-digit number that indicates how financi... read more

August 8, 2024

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