How to Build Credit: 12 Tips to help Improve Your Score
April 28, 2025
Assistant Director, SEO & Organic Marketing, Credit.com Nikkita Walker has over eight years of experience in content creation, SEO, and digital marketing, specializing in personal finance, credit management, and legal finance content. Since October 2022, she leads content strategy and SEO at Credit.com, managing a team focused on developing authoritative credit and finance content that drives millions of site visits annually. Previously, Nikkita was Senior Content Marketing Manager at Lexington Law Firm, where she developed SEO strategies that significantly increased organic traffic and collaborated with legal experts to ensure accurate financial guidance. She holds a BA in English with a minor in Sociocultural Anthropology from Brigham Young University and combines her passion for storytelling with deep industry knowledge to create trustworthy, user-focused financial content. When not working on the latest financial insights, Nikkita enjoys reading Terry Pratchett’s novels.
By learning ways to build credit, you will not only improve your financial health, but it can reduce your stress around finances as well.
Learn exactly what you should do if you were incorrectly sent to collections, how to handle situations where you weren't even notified, and how to safeguard your credit.
Have you recently filed for bankruptcy? It's probably hurt your credit score. Don't worry--we have tips on rebuilding credit after bankruptcy.
Take control of your financial well-being and achieve debt relief by practicing these 10 actionable steps on how to pay off debt fast with low income.
In this article, we’ll break down what the statute of limitations means, why it matters, and how it differs across the United States.
The average cost of homeowners insurance in the U.S. is $1,424 annually and roughly $118 monthly. Learn more about what factors affect home insurance here.
Find out how to get something off your credit report and even how to work with creditors to possibly remove accurate negative data.
Are you considering buying a used car? Learn more about used car loan rates, where to find a lender and how to obtain the best interest rates possible.
Is credit repair worth it? Find out if credit repair services are legitimate or not, how they work and how to find a reputable company to work with.
Insurance can be a huge drain on your wallet. Find out how to budget for insurance without giving up your lifestyle.