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The Loophole That Could Help You Buy a Home Even If You Have a Lot of Debt

Certain installment loans may be omitted from the debt-to-income ratio ... which can help people buy a home with debt.

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The Loophole That Could Help You Buy a Home Even If You Have a Lot of Debt
mortgages

The Loophole That Could Help You Buy a Home Even If You Have a Lot of Debt

Certain installment loans may be omitted from the debt-to-income ratio ... which can help people buy a home with debt.

Scott Sheldon

Wait, Some Banks Let You Skip Payments During the Holidays?
Managing Debt

Wait, Some Banks Let You Skip Payments During the Holidays?

You might have the option to take a break from your loan payments during the holidays, but that may not be as nice a gift as it seems to be.

Christine DiGangi

Why Gift Cards Aren't As Secure As Your Credit Cards
Miscellaneous

Why Gift Cards Aren't As Secure As Your Credit Cards

A little gift card safety is in order since these pieces of plastic won't have EMV chips anytime soon.

Bob Sullivan

3 Ways to Say 'No' When Your Adult Kid Asks for Money
Personal Finance

3 Ways to Say 'No' When Your Adult Kid Asks for Money

If can be hard to tell your adult kids 'no' when it comes to money, but there are ways to minimize any hurt feelings.

Bev O'Shea

What Can Hackers Do With My Fingerprints?
identity theft

What Can Hackers Do With My Fingerprints?

Biometrics are supposed to make payments more secure, but are there downsides to digital fingerprints?

Jeanine Skowronski

Help! My Mom & Dad Maxed Out Credit Cards in My Name
identity theft

Help! My Mom & Dad Maxed Out Credit Cards in My Name

What if your parents use credit irresponsibly — and it potentially affects your credit and finances? Here's what to know about parents and credit.

Jeanine Skowronski

The Most Affordable Places to Live in the U.S.
mortgages

The Most Affordable Places to Live in the U.S.

If you're looking to stretch your household budget, living in a city with affordable housing can be crucial. Here's where people spend the most — and least.

Bob Sullivan

When Should I Lock In My Mortgage Rate?
mortgages

When Should I Lock In My Mortgage Rate?

There are times when locking in a mortgage rate at loan application or appraisal could be worthwhile.

Scott Sheldon

When I Pay a Bill Online, Why Does It Still Take 2-3 Days to Credit the Account?
Personal Finance

When I Pay a Bill Online, Why Does It Still Take 2-3 Days to Credit the Account?

The Internet is lightning-fast. But online payments, not so much. And how much 'hang time' should you plan on to avoid being late?

Jeanine Skowronski

Can a Debt Collector Come After Me for a Business Debt?
Business Credit

Can a Debt Collector Come After Me for a Business Debt?

Your personal assets could be on the hook for your business debt.

Bev O'Shea

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