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The Little-Known Database That Can Sink Your Mortgage

Government-backed home loans tend to be more forgiving if you have bad credit. But that flexibility can disappear if your bad debts are federal ones.

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The Little-Known Database That Can Sink Your Mortgage
mortgages

The Little-Known Database That Can Sink Your Mortgage

Government-backed home loans tend to be more forgiving if you have bad credit. But that flexibility can disappear if your bad debts are federal ones.

Chris Birk

Can You Start a New Credit Report?
credit reports

Can You Start a New Credit Report?

Getting a fresh start with credit isn't as simple as some people might like it to be.

Christine DiGangi

12 Ways to Be Richer a Year From Now
Personal Finance

12 Ways to Be Richer a Year From Now

Everyone wants to be richer. Here's how you actually do it.

Jeff Rose

6 Banks With No Overdraft Fees
Personal Finance

6 Banks With No Overdraft Fees

Most banks charge between $35 and $38 per overdraft, but a few of the largest banks don't charge fees for overdrafts at all.

Christine DiGangi

Will Student Loan Forgiveness Hurt My Credit?
Student Loans

Will Student Loan Forgiveness Hurt My Credit?

We recently heard from a reader who has been approved for student loan forgiveness but fears accepting it would damage his good credit.

Gerri Detweiler

Why Are My Credit Scores So Different?
credit score

Why Are My Credit Scores So Different?

Credit score differences can be both frustrating and concerning, but often there's no cause for worry. Here's why they happen.

Karin Price Mueller

What's the Right Way to Close a Credit Card?
credit cards

What's the Right Way to Close a Credit Card?

Closing credit cards will likely hurt your credit score, but sometimes it's the right thing to do. Here's what you need to know to make the right decision.

Christine DiGangi

7 Reasons Buying a Car May Be Smarter Than Leasing
Auto Loans

7 Reasons Buying a Car May Be Smarter Than Leasing

More than ever before, people are leasing their vehicles. But is buying a vehicle a better deal than leasing one?

Rob Infantino

Should I Cancel My Old Credit Card When I Get a New One?
credit cards

Should I Cancel My Old Credit Card When I Get a New One?

So you have an old credit card that isn't seeing much action these days. Do you just cancel it?

Gerri Detweiler

12 Tips to Stop Wasting Money on Food
personal finance

12 Tips to Stop Wasting Money on Food

Food waste is essentially throwing away money, but most of us do it. Here are some habits that can help you stop throwing away food you meant to eat.

Gerri Detweiler

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