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I'm Terrified of Ruining My Credit Score

“I’m terrified of ruining my credit,” a friend said to me recently. While it’s important to maintain strong credit, there are a few things to keep in mind.

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I'm Terrified of Ruining My Credit Score
credit score

I'm Terrified of Ruining My Credit Score

“I’m terrified of ruining my credit,” a friend said to me recently. While it’s important to maintain strong credit, there are a few things to keep in mind.

Christine DiGangi

A New Debt Collection Law: What It Means for You
Managing Debt

A New Debt Collection Law: What It Means for You

People struggling with unpaid bills in California have a new debt collection law that offers more consumer support. Here's what that means for you.

Michael Bovee

How to Figure Out What Your Car Repair Really Costs
Personal Finance

How to Figure Out What Your Car Repair Really Costs

A new survey says 41%of Americans would rather do their taxes -- by hand! -- than head to a garage for car repairs.

Bob Sullivan

Millennials Aren't Buying New Cars Like They Used To
Auto Loans

Millennials Aren't Buying New Cars Like They Used To

Young Americans have eased up on buying new cars since the end of 2012, according to a report from auto sales information site Edmunds.com.

Christine DiGangi

How to Deal With Student Loans After Death
student loans

How to Deal With Student Loans After Death

What happens to student loans after death? When a borrower dies, depending on what type of loan it is, it may or may not be discharged.

Bob Sullivan

CARD Act Helped Consumers Without Limiting Credit Access
Credit Cards

CARD Act Helped Consumers Without Limiting Credit Access

While the changes brought on by the Credit CARD Act made credit cards more affordable, they didn’t restrict consumers’ access to credit.

Christine DiGangi

Can You Finance a New iPad?
Personal Finance

Can You Finance a New iPad?

If shop the Apple website or Apple store, you'll see them: offers to finance a new iPad at 0% interest, for six, 12 or 18 months. Should you go for it?

Bev O'Shea

How to Monitor Your Credit After a Data Breach
identity theft

How to Monitor Your Credit After a Data Breach

Sooner or later, you're likely to be affected by a data breach. Here's what to expect and what you should do if your data is compromised.

Christine DiGangi

How Do I Compare Mortgage Rates?
mortgages

How Do I Compare Mortgage Rates?

Here's how to use a table to compare mortgage rates. The actual rate you pay is influenced by factors such as equity or down payment, and credit scores.

Gerri Detweiler

Can a Bad Debt Get You Deported?
Managing Debt

Can a Bad Debt Get You Deported?

Can a bad debt that's been sent to collections get you deported or keep you from being allowed to re-enter the United States, a worried reader asks.

Gerri Detweiler

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