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Why Kicking Debt Collectors Off of Your Credit Report Just Got Easier

There are some changes coming to how collection accounts show up on consumers' credit reports. Here's what it could mean for you.

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Why Kicking Debt Collectors Off of Your Credit Report Just Got Easier
credit reports

Why Kicking Debt Collectors Off of Your Credit Report Just Got Easier

There are some changes coming to how collection accounts show up on consumers' credit reports. Here's what it could mean for you.

Gerri Detweiler

Can You Start a New Credit Report?
credit reports

Can You Start a New Credit Report?

Getting a fresh start with credit isn't as simple as some people might like it to be.

Christine DiGangi

1 in 10 Americans Don't Have a Credit Score or Credit Report
credit reports

1 in 10 Americans Don't Have a Credit Score or Credit Report

Forty-five million Americans have no traditional credit score, according to a new report by the CFPB.

Bob Sullivan

The Most Important Dates on Your Credit Report
credit reports

The Most Important Dates on Your Credit Report

If you’ve reviewed your credit reports recently you’ve no doubt seen many dates -- many, many dates. And some are more important than others.

Gerri Detweiler

I Have Unpaid Debt on My Credit Report. Can I Still Get a Mortgage?
credit reports

I Have Unpaid Debt on My Credit Report. Can I Still Get a Mortgage?

Do you have unpaid debt, but want a mortgage? Here’s a closer look at how your bad debts can come into play during the home loan process.

Chris Birk

Why Does Negative Info Stay on Credit Reports for 7 Years?
credit reports

Why Does Negative Info Stay on Credit Reports for 7 Years?

Under the Fair Credit Reporting Act, most negative information can be reported on credit reports for seven years. But why is it for seven years?

Gerri Detweiler

How a Deferred Student Loan Could Keep You From Buying a House
credit reports

How a Deferred Student Loan Could Keep You From Buying a House

Do you have student loans in deferment, but want to get a mortgage to buy a home? That could cause a hiccup in your mortgage approval process.

Scott Sheldon

Help! I Used the Wrong Social Security Number
credit reports

Help! I Used the Wrong Social Security Number

OK, so you accidentally used the wrong Social Security number to get credit. Don't panic! Here's how to fix it.

Gerri Detweiler

When Should You Check Your Child's Credit Reports?
credit reports

When Should You Check Your Child's Credit Reports?

Now parents have a new worry: Child identity theft. Here's when and why your child's credit history should be checked.

Gerri Detweiler

How a Credit Report Dispute Could Stop You From Buying a Home
credit reports

How a Credit Report Dispute Could Stop You From Buying a Home

Have you ever had a disagreement with a creditor? If yes, you may want to think twice about filing a credit report dispute if you plan to buy a home.

Scott Sheldon

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