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An Auto Loan Inquiry Dropped My Credit Score 80 Points! What Now?

One of our readers went car shopping and had an unpleasant surprise when the dealer made a credit inquiry. Can an auto loan inquiry tank your credit score?

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All Credit Score 2 posts

An Auto Loan Inquiry Dropped My Credit Score 80 Points! What Now?

An Auto Loan Inquiry Dropped My Credit Score 80 Points! What Now?

One of our readers went car shopping and had an unpleasant surprise when the dealer made a credit inquiry. Can an auto loan inquiry tank your credit score?

Deanna Templeton

Why Are Utilities & Rent Payments Not Included in My Credit Report?

Why Are Utilities & Rent Payments Not Included in My Credit Report?

A reader recently wrote in to find out why his utilities and rental payments weren't being reported in his credit reports or factored into his credit score

Deanna Templeton

Can Payday Loans Damage My Credit Score?

Can Payday Loans Damage My Credit Score?

Payday loans are often used by people who are in a financial bind and looking for temporary relief until their next paycheck, but will they impact your credit?

Allison Martin

Does Getting Approved for a Credit Card Help Your Credit Score?

Does Getting Approved for a Credit Card Help Your Credit Score?

You probably know that applying for credit can lower your credit scores. But can getting approved for a credit card help your credit score?

Gerri Detweiler

Have You Become a Credit Ghost?

Have You Become a Credit Ghost?

If you checked out of the credit system for awhile and your credit record disappeared, you might've become a credit ghost. Here's how to rejoin the living.

Gerri Detweiler

4 Ways Joint Accounts Can Ruin Your Credit

4 Ways Joint Accounts Can Ruin Your Credit

Sharing a joint account for your checking or credit card can hurt your credit if you run into one of these common problems.

Gerri Detweiler

Can You Really Monitor Your Credit For Free?

Can You Really Monitor Your Credit For Free?

Most financial experts agree it’s a good idea to check your credit reports and scores. So can you monitor your credit for free?

Gerri Detweiler

What's the Lowest Credit Score You Can Get?

What's the Lowest Credit Score You Can Get?

There are many consumers who don’t even want to check their credit, for fear they will discover they have the lowest credit score. If that's you, relax.

Gerri Detweiler

The Non-Credit Score Numbers Your Lender Wants to Know

The Non-Credit Score Numbers Your Lender Wants to Know

While a credit score is important to most lenders, there are two non-credit score numbers that nearly all creditors also pay attention to.

Jeanne Kelly

Will Using a Credit Card at a Casino Hurt My Credit Score?

Will Using a Credit Card at a Casino Hurt My Credit Score?

We recently received a great reader question about whether where you use your credit card can hurt your credit score.

Deanna Templeton

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