post image

Does Deferring Student Loans Affect Credit?

A deferment or forbearance may give you some breathing room if you can't pay your student loans. But does deferring student loans affect credit?

Credit Tools

Credit report card

Free credit score and credit report snapshot

Get your free score

Calculators

Tools to help you take control of your financial goals

Calculate your savings

Free credit repair assessment

Ensure you have an accurate credit report

Learn more

All Credit Score 2 posts

Does Deferring Student Loans Affect Credit?

Does Deferring Student Loans Affect Credit?

A deferment or forbearance may give you some breathing room if you can't pay your student loans. But does deferring student loans affect credit?

Deanna Templeton

What Is a Prime vs. Subprime Credit Score?

What Is a Prime vs. Subprime Credit Score?

What is a prime vs. subprime credit score? How does each affect your chance of getting credit and the interest rates you pay? Find out more from Credit.com.

Josh Smith

Does Opening a CD Affect My Credit Rating?

Does Opening a CD Affect My Credit Rating?

Does opening a CD affect your credit rating? You wouldn't think so, but it might. Find out how to limit hard pulls on your credit history.

Natalie Issa

A Bad Union—Closed Accounts and Your Credit Report

A Bad Union—Closed Accounts and Your Credit Report

Are closed account on your credit report bad? Yes. The editors at Credit.com break down why and how closing an account can affect 55% of your score.

Credit.com

How Bad Credit Can Make Your Mortgage More Expensive

How Bad Credit Can Make Your Mortgage More Expensive

Bad credit can make your mortgage more expensive. It can cost you in higher interest rates and larger monthly payments. Get the details.

Scott Sheldon

Can I Get a Home Loan with Bad Credit?

Can I Get a Home Loan with Bad Credit?

Getting a mortgage with bad credit isn’t impossible. There are programs and ways to secure a mortgage with less than perfect credit and a 20% down payment.

Scott Sheldon

How Safe Are Credit Cards with Chips?

How Safe Are Credit Cards with Chips?

How safe are credit cards with chips? In theory,cards with chips, or EMV chip technology, are safer than older cards with magnetic stripe technology.

Elisa Ortiz

When Did Credit Scores Start?

When Did Credit Scores Start?

When did credit scores start and do you start out with a credit score of zero and build from there? Find answers in this article.

Jeanine Skowronski

How Often Does Your Credit Report Change?

How Often Does Your Credit Report Change?

So how often does your credit report change? Like so many things in life, your credit report can change in the blink of an eye.

Gerri Detweiler

Do I Need a Good Credit Score to Get Student Loans?

Do I Need a Good Credit Score to Get Student Loans?

It can be challenging enough to get into a certain academic program — do students have to have a good credit score to be able to pay for it?

Christine DiGangi

Top contributors

All contributors