post image

Can Payday Loans Damage My Credit Score?

Payday loans are often used by people who are in a financial bind and looking for temporary relief until their next paycheck, but will they impact your credit?

Credit Tools

Credit report card

Free credit score and credit report snapshot

Get your free score

Calculators

Tools to help you take control of your financial goals

Calculate your savings

Free credit repair assessment

Ensure you have an accurate credit report

Learn more

All Credit Score posts

Can Payday Loans Damage My Credit Score?
credit score

Can Payday Loans Damage My Credit Score?

Payday loans are often used by people who are in a financial bind and looking for temporary relief until their next paycheck, but will they impact your credit?

Allison Martin

Does Getting Approved for a Credit Card Help Your Credit Score?
credit score

Does Getting Approved for a Credit Card Help Your Credit Score?

You probably know that applying for credit can lower your credit scores. But can getting approved for a credit card help your credit score?

Gerri Detweiler

Have You Become a Credit Ghost?
credit score

Have You Become a Credit Ghost?

If you checked out of the credit system for awhile and your credit record disappeared, you might've become a credit ghost. Here's how to rejoin the living.

Gerri Detweiler

4 Ways Joint Accounts Can Ruin Your Credit
credit score

4 Ways Joint Accounts Can Ruin Your Credit

Sharing a joint account for your checking or credit card can hurt your credit if you run into one of these common problems.

Gerri Detweiler

Can You Really Monitor Your Credit For Free?
credit score

Can You Really Monitor Your Credit For Free?

Most financial experts agree it’s a good idea to check your credit reports and scores. So can you monitor your credit for free?

Gerri Detweiler

What's the Lowest Credit Score You Can Get?
credit score

What's the Lowest Credit Score You Can Get?

There are many consumers who don’t even want to check their credit, for fear they will discover they have the lowest credit score. If that's you, relax.

Gerri Detweiler

The Non-Credit Score Numbers Your Lender Wants to Know
credit score

The Non-Credit Score Numbers Your Lender Wants to Know

While a credit score is important to most lenders, there are two non-credit score numbers that nearly all creditors also pay attention to.

Jeanne Kelly

Will Using a Credit Card at a Casino Hurt My Credit Score?
credit score

Will Using a Credit Card at a Casino Hurt My Credit Score?

We recently received a great reader question about whether where you use your credit card can hurt your credit score.

Deanna Templeton

What Really Influences Your Credit Score?
credit score

What Really Influences Your Credit Score?

What influences your credit score? It's a simple question, but the answer is anything but.

Barrett Burns

Will an Employer Credit Check Hurt Your Score?
Credit Score

Will an Employer Credit Check Hurt Your Score?

Is your credit score affected negatively when you apply for a job and the background check is done?

Deanna Templeton

Top contributors

All contributors