post image

Paying Off Debt to Buy a House

Paying off debt to buy a house can help you qualify for a mortgage loan. Find out if this is the right step for you and what it means for your credit.

Credit Tools

Credit report card

Free credit score and credit report snapshot

Get your free score

Calculators

Tools to help you take control of your financial goals

Calculate your savings

Free credit repair assessment

Ensure you have an accurate credit report

Learn more

All Mortgages posts

Paying Off Debt to Buy a House
mortgages

Paying Off Debt to Buy a House

Paying off debt to buy a house can help you qualify for a mortgage loan. Find out if this is the right step for you and what it means for your credit.

Scott Sheldon

What to do When You Owe More than a House is Worth and Want to Sell
mortgages

What to do When You Owe More than a House is Worth and Want to Sell

Do you owe more than a house is worth and want to sell? Don’t worry—you have options. Read here to learn more.

Gerri Detweiler

Why Do People Rent?
mortgages

Why Do People Rent?

Over the years, more people have been choosing to rent than buy. Click here to learn why people are deciding to rent.

Bob Sullivan

How Bad Credit Can Make Your Mortgage More Expensive
mortgages

How Bad Credit Can Make Your Mortgage More Expensive

Bad credit can make your mortgage more expensive. It can cost you in higher interest rates and larger monthly payments. Get the details.

Scott Sheldon

Understanding Mortgage Points
mortgages

Understanding Mortgage Points

Mortgage points often confuse homeowners, but when done correctly, can save money over the term of a mortgage loan.

Kali Geldis

Guidelines to Refinance a Mortgage
mortgages

Guidelines to Refinance a Mortgage

When you refinance mortgage, you can save you money. Follow these guidelines to help get the most out of your mortgage refinance.

Orlando Rodriguez

A 15-Year Mortgage Can Save You $154K—But Can You Get One?
mortgages

A 15-Year Mortgage Can Save You $154K—But Can You Get One?

A 15-year fixed mortgage and mortgage points can ultimately save you a lot of money compared to a 30-year mortage. See how.

Scott Sheldon

Can I Get a Home Loan with Bad Credit?
mortgages

Can I Get a Home Loan with Bad Credit?

Getting a mortgage with bad credit isn’t impossible. There are programs and ways to secure a mortgage with less than perfect credit and a 20% down payment.

Scott Sheldon

How Much House Can I Afford?
mortgages

How Much House Can I Afford?

How much house can you afford? That’s the first question you want to answer if you’re in the process of buying a house.

Orlando Rodriguez

19 Confusing Mortgage Terms Deciphered
mortgages

19 Confusing Mortgage Terms Deciphered

Mortgage terms can be confusing. FHA, ARM, PMI, what does it all mean. Find out in this quick primer on 19 common mortgage terms.

Sean Bryant

Top contributors

All contributors