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Card details
Annual fee
$0
Intro APR
None***
Ongoing APR
None***
Balance transfer
None
Recommended credit
Fair-Poor-Bad-No Credit
Snapshot of card features
- To apply for Chime Card™, you must have an active Chime® Checking Account.
- No annual fee. No minimum security deposit*. No credit check to apply***
- 1.5% cash back¹ on rotating categories with Chime+ status²
- The perks of credit building meet the best of banking
- ¹With a qualifying direct deposit, earn 1.5% cash back on eligible secured Chime Visa® Credit Card purchases
- ²To be eligible for Chime+™ status you must receive a qualifying direct deposit to your Chime Checking Account in the preceding 34 days. Certain products marketed as Chime+ benefits have additional eligibility requirements. While some Chime+ benefits may have associated fees, none of these fees are mandatory to access Chime+ benefits or to maintain Chime+ status. See Chime+ Terms and Conditions for details. CHIME+ is a Trademark of Chime Financial, Inc.
- *Money added to Chime Card™ will be held in a secured account as collateral for your Chime Card™, which means you can spend up to this amount on your card. This is money you can use to pay off your charges at the end of every month.
- **On-time payment history may have a positive impact on your credit score. Late payment may negatively impact your credit score. Results may vary.
- ***Out-of-network ATM withdrawal fees may apply.
- Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. The Chime Card™ is issued by Stride Bank, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted.