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Card details
Annual fee
$0 intro annual fee for the first year; $25 thereafter
Intro APR
N/A
Ongoing APR
27.49% This APR will vary with the market based on the Prime Rate
Balance transfer
N/A
Recommended credit
Poor-No Credit
Snapshot of card features
- Combined Credit Builder Account and secured card products to help you build credit
- No credit check. No credit history required.
- Start with a Credit Builder Account that reports to all 3 credit bureaus. Each on-time monthly payment builds credit history and savings. Choose the plan that works for you.
- To qualify for a secured card, have $100 or more in savings progress and add/update your income and expenses.
- Your savings progress from your Credit Builder Account acts as your refundable security deposit.
- Use your card anywhere Visa is accepted in the U.S.
- Stay on track with credit utilization monitoring, auto pay, account reminders, a mobile app, and dedicated customer support.
- Qualification for the secured Self Visa® Credit Card is based on meeting eligibility requirements, including income and expense requirements and establishment of security interest. Criteria subject to change
- $0 annual fee for the first year only, for new customers only, $25 annual fee thereafter. Variable APR of 27.49%.
- Secured Self Visa® Credit Card issued by Lead Bank, Sunrise Banks, N.A.,First Century Bank, N.A., or SouthState Bank, N.A., each Member FDIC. Credit Builder Accounts & Certificates of Deposit made/held by Lead Bank, Sunrise Banks, N.A., or First Century Bank, N.A., each Member FDIC. Subject to approval.