Does Layaway Affect Your Credit?
October 21, 2013
Gerri Detweiler focuses on helping people understand their credit and debt, and writes about those issues, as well as financial legislation, budgeting, debt recovery and savings strategies. She is also the co-author of Debt Collection Answers: How to Use Debt Collection Laws to Protect Your Rights, and Reduce Stress: Real-Life Solutions for Solving Your Credit Crisis as well as host of TalkCreditRadio.com.
The holidays are approaching, and stores are promoting their layaway plans. Should you consider it? And if you buy that way, will it help your credit score?
Consumers are forking over hundreds, even thousands, of dollars to debt collection scammers. Here are 9 tip-offs that you are dealing with one.
If you’re trying to pay off a collection account, beware: you may owe more than you thought, because debt collectors can often charge interest.
You probably know that applying for credit can lower your credit scores. But can getting approved for a credit card help your credit score?
You need a credit card to build credit, but where can you get credit cards with bad credit and what do you need to know when applying for one?
If you checked out of the credit system for awhile and your credit record disappeared, you might've become a credit ghost. Here's how to rejoin the living.
Sharing a joint account for your checking or credit card can hurt your credit if you run into one of these common problems.
Can a collection agency come after you for your kid’s medical bills if your ex-spouse is the one who took them for treatment?
Before we delve into the specifics of getting credit in bankruptcy, let’s look at the basics, and how you can work to rebuild your credit.
Most financial experts agree it’s a good idea to check your credit reports and scores. So can you monitor your credit for free?
