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What Happens to the Merchant When You Dispute a Charge?

Here's what happens to the merchant when you dispute a charge: chargeback fees, revenue loss, and potential legal battles. Learn more about the process.

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What Happens to the Merchant When You Dispute a Charge?
Credit 101

What Happens to the Merchant When You Dispute a Charge?

Here's what happens to the merchant when you dispute a charge: chargeback fees, revenue loss, and potential legal battles. Learn more about the process.

Nikkita Walker

How to Increase Your Credit Score to 800 [And Keep It There]
Credit 101

How to Increase Your Credit Score to 800 [And Keep It There]

Discover the secrets to achieving an 800 credit score. Learn the benefits of this top-tier score plus expert advice on how to increase your credit score to 800.

Kaitlyn Brown

5 Steps to Fight a Credit Card Lawsuit
Credit 101

5 Steps to Fight a Credit Card Lawsuit

Discover strategies to dismiss a credit card lawsuit: respond on time, challenge proof, use statute of limitations, or negotiate settlements effectively.

Nikkita Walker

How Long Does a Credit Dispute Actually Take?
Credit 101

How Long Does a Credit Dispute Actually Take?

In most cases, credit bureaus have 30 days after receiving your dispute to investigate it. However, if you've already received your yearly free credit report, this period expands to 45 days.

Nikkita Walker

6 Reasons You Were Rejected for Credit
Credit 101

6 Reasons You Were Rejected for Credit

Unfortunately, there are a lot of different reasons you could be rejected for a new line of credit that extend beyond how good or bad your credit score is.

Nikkita Walker

How to Remove an Ex-Spouse from Your Credit Report
Credit 101

How to Remove an Ex-Spouse from Your Credit Report

Learn how to remove an ex-spouse from your credit report and safeguard your finances post-divorce. Follow these tips to separate credit and rebuild your score.

Nikkita Walker

Do Employers Check Your Credit? A Guide for Applicants
Credit 101

Do Employers Check Your Credit? A Guide for Applicants

Some companies require credit checks as part of the hiring process. Find out why employers check your credit and learn what you can do to prepare.

Nikkita Walker

How to Remove Collections from Your Credit Report
Credit 101

How to Remove Collections from Your Credit Report

Learning how to remove collections from your credit report can help you clean up your credit history and open better financial doors in the future.

Nikkita Walker

9 Easy Ways to Raise Your Credit Score in 2024
Credit 101

9 Easy Ways to Raise Your Credit Score in 2024

Improving your credit score doesn’t require becoming an expert. Here are 9 easy ways to get you started, listed in order from easiest to most difficult.

Nikkita Walker

What Is a Prime Credit Score? A Guide for Consumers
Credit 101

What Is a Prime Credit Score? A Guide for Consumers

A prime credit score typically refers to a high credit score, usually above 720. Wondering how to get your credit to prime?

Nikkita Walker

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