What Is a 1099-C Form and How Does It Affect Your Credit?

What Is a 1099-C Form and How Does It Affect Your Credit?

Lenders will issue a 1099-C Cancellation of Debt form if they cancel a debt of $600 or more. You must file your 1099-C form when you report your taxes.

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What Is a 1099-C Form and How Does It Affect Your Credit?
Credit 101

What Is a 1099-C Form and How Does It Affect Your Credit?

Lenders will issue a 1099-C Cancellation of Debt form if they cancel a debt of $600 or more. You must file your 1099-C form when you report your taxes.

Kaitlyn Brown

Can I Fix My Credit in a Week?
Credit 101

Can I Fix My Credit in a Week?

Can you fix your credit score in a week? Probably not. But don't give up - it is possible to fix and improve your credit faster.

Nikkita Walker

What Is a Credit Builder Loan?
Credit 101

What Is a Credit Builder Loan?

What is a credit builder loan? Find out how it can help you build better credit, and locate the best credit builder loan deals with Credit.com.

Kaitlyn Brown

What Is Penalty APR? + How to Avoid It
Credit 101

What Is Penalty APR? + How to Avoid It

A penalty annual percentage rate (APR) is a heightened interest rate that can be issued if a person misuses their credit card—especially if done often.

Kaitlyn Brown

Is 720 a Good Credit Score?
Credit 101

Is 720 a Good Credit Score?

720 is a good credit score, but what exactly does that mean? Read on to discover what types of loans you can get and how to further improve your credit.

Nikkita Walker

Is No Credit Better Than Bad Credit?
Credit 101

Is No Credit Better Than Bad Credit?

No credit means you lack credit history, whereas bad credit reflects blemishes on your credit report. Neither is good, but bad credit is usually worse.

Nikkita Walker

Is a 680 Credit Score Good or Bad? What You Should Know
Credit 101

Is a 680 Credit Score Good or Bad? What You Should Know

A 680 credit score is considered "good” according to FICO and can get you approved for credit cards and loans. A higher score can get you better interest rates.

Kaitlyn Brown

When Was the Credit Score Invented?
Credit 101

When Was the Credit Score Invented?

Explore the origins and evolution of credit scores. Learn why they were invented, issues with modern scoring, and insights into the future of credit scores.

Kaitlyn Brown

Can You Get an Apartment with Bad Credit?
Credit 101

Can You Get an Apartment with Bad Credit?

Can You Get an Apartment with Bad Credit?

Nikkita Walker

How Late Can You Be on a Car Payment?
Credit 101

How Late Can You Be on a Car Payment?

Find out how late you can be on your car payments, home mortgage or other bills before the lender will take action and what consequences you might face.

Kaitlyn Brown

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